AI Chat Assistant

What is the AI Chat Assistant?

The AI Chat Assistant is your personal financial advisor, available 24/7 to answer questions, provide insights, and help you make better financial decisions. Powered by advanced AI technology, it understands your financial situation and provides personalized recommendations.

Key Capabilities

Natural Language Understanding

Ask questions in plain English (or Bosnian!):

"How much did I spend on groceries this month?"
"What's my average monthly income?"
"Should I adjust my budget?"
"Koliko sam potrošio ovog mjeseca?"

Smart Financial Insights

The AI analyzes your data to provide:

Spending patterns - Identify where your money goes
Budget recommendations - Get personalized saving tips
Trend analysis - Understand your financial trajectory
Goal tracking - Monitor progress toward your targets

Automated Reporting

Generate instant reports:

Monthly spending summaries
Income vs. expenses comparisons
Category breakdowns
Year-over-year comparisons

How to Use the AI Assistant

Access the Chat

Click the chat icon in the bottom right corner of any page
Or navigate to the AI Chat section in the sidebar
The chat window will open with a friendly greeting

Ask Your Question

Simply type your question naturally. The AI understands context and can handle:

Simple queries: "What's my balance?"
Complex analysis: "Compare my spending this quarter vs. last quarter"
Predictions: "Will I meet my savings goal this year?"

Review Insights

The AI will respond with:

Clear, easy-to-understand answers
Visual charts and graphs when helpful
Actionable recommendations
Links to relevant transactions or reports

Advanced Features

Voice Commands

Enable voice input to ask questions hands-free:

"Hey Aura, how much did I save last month?"

Scheduled Insights

Set up automatic weekly or monthly financial summaries delivered via:

Email notifications
In-app alerts
SMS messages (premium feature)

Custom Queries

Save frequently asked questions for quick access:

Create shortcuts for common reports
Set up watchlists for specific categories
Get alerts when spending exceeds thresholds

Privacy & Security

Your data is safe with Aura's AI:

End-to-end encryption - All conversations are encrypted
No data sharing - Your financial data stays private
GDPR compliant - Full control over your information
Local processing - Sensitive calculations happen on your device

Best Practices

Be Specific

The more specific your question, the better the answer:

❌ "Tell me about my spending"
✅ "Show me my restaurant spending for the last 3 months"

Use Follow-up Questions

The AI remembers context within a conversation:

"What were my biggest expenses this month?"
"Can you break that down by category?"
"How does that compare to last month?"

Explore Suggestions

The AI often provides suggested follow-up questions based on your query. Click them to dive deeper!

Limitations

While powerful, the AI assistant:

Cannot make transactions on your behalf
Won't provide investment advice (we're working on this!)
Needs sufficient transaction history for accurate analysis
Works best with consistently categorized transactions

Coming Soon

We're constantly improving the AI assistant:

🔜 Investment portfolio analysis
🔜 Bill negotiation suggestions
🔜 Tax optimization tips
🔜 Multi-language support expansion

Have questions about the AI Chat Assistant? Ask the AI! Or contact our support team.

Key Features